Education Articles
Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.
Education Articles
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Time to Rethink Your Savings Strategy
If you’re like many Americans, chances are you put saving on your back burner the past couple years. The personal savings rate, which measures the percentage of your disposable income that you save, has historically averaged 8.45% from 1959 until now. For obvious reasons, that rate soared to 33% during the height of the COVID-19 pandemic in 2020...
5 Ways It Pays to Have Your Own Insurance Agent
There are seemingly endless ways today to achieve instant gratification with a few mouse clicks. Shopping has become so streamlined that you hardly need to leave the house anymore. With so many e-commerce stores offering free shipping and next-day delivery, the shopping and buying process has become ridiculously easy. How about insurance? Surely...
A Parent's Guide to In-Game Purchases
You've probably heard the horror stories. A 7-year-old in the United States spent $6,000 buying virtual dinosaurs , an 8-year-old in the United Kingdom spent £1,000 on virtual doughnuts , and a 15-year-old in Belgium spent €37,000 buying virtual money . Many games, especially mobile games, are referred to as free-to-play . This can be...Is a Personal Loan Right for Me?
Personal loan . It’s such a general term that can theoretically be interpreted many different ways. For instance, back in the day, people would simply write “IOU” on a piece of scratch paper, a veritable handshake promise that you’ll eventually pay your buddy the 20 bucks you borrowed. A college student living on ramen noodles may get a small...
Wants vs. Needs: Finding the Perfect Balance
The end of the year (or beginning of a new year) is a great time to take a look at your household’s budget and start planning for the new year. Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need . What’s the difference?...
Tricks to Selling Your Home Quickly
Are you on the fence deciding whether to sell your home? Depending on your station in life, it's still a pretty good time to sell. The market has cooled somewhat for sellers, but housing inventory remains historically low, which in turn has kept prices high. Before diving in, though, make sure your financial home is sound. After you sell your...
Organizing Your Household Finances
Stop for a moment and think about all the bills, receipts, paystubs, account statements, and other essential financial paperwork that comes your way on a monthly basis. It’s enough to make your head spin. Thankfully, an organizing system for your financials that you’re comfortable with can make all the difference. File it all away Whether it’s i...
Don’t Get Caught in a Tax Return Scam This Season
Every year during tax time, fraudsters are on the prowl trying to profit off of taxpayers. Here are some tips on how to protect your personal information and stay safe during tax season.
