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Refi Your Ride and Save

Ready for a lower car payment, better rate, or extra cash? There are lots of reasons to refinance, but with our 1% discount there’s no better time to apply.

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Get a great rate on a home-equity loan

About to embark on a major home renovation or need to rein in debt or pay for unexpected expenses? Our home-equity loan special might be exactly what you need. For a limited time, get 6.00% APR for six years when you convert part or all of a HELOC to a fixed loan.

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 6.24 % New APR 6.99 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Watch Your Savings Grow with Cultivate

Want to make every dollar really count? With our Cultivate high-yield savings account, you don’t need a lot of money to get a great rate. You can earn 5.00% annual percentage yield on your first $1,000 saved and 3.50% APY after that—all the way up to $50,000.

2025 Scholarship winners

2025 SELCO Scholarship Recipients

We are proud to recognize the recipients of the 2025 SELCO Scholarships. With $77,500 in scholarships awarded, students across our communities are taking meaningful strides toward their education goals. This year’s recipients stood out for their focus, perspective, and commitment in the classroom and beyond.

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The banking Duo that pays you back

By pairing Link Digital Checking and Cultivate Savings, you’ll have a powerful combination of checking rewards, faster savings, and no monthly or overdraft fees.

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Business banking made easy

Securely manage your business accounts from any device: Add users and manage access, set spending limits and alerts, send and track payments online, and much more.

Financial tips and tools

P2P Payment Systems: What You Need to Know

Peer-to-peer (P2P) payment systems have changed the way we handle our money. When used responsibly, they are a convenient way for friends and family to send money back and forth.