Mom and child looking at each other while they are on their electronic devices.

Bank Better. Bank Local.

Local support and digital convenience should go hand in hand. Learn how we're empowering members to live a good lifeand how we can help you, too. 

Victor, a recent SELCO scholarship application winner.

Apply for a SELCO Scholarship

Looking to further your education? We're awarding nearly $80,000 in scholarships to members and their families, with opportunities for vocational, continuing, and nontraditional students. Deadline to apply is March 31!

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.74 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.75 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

Man and woman sitting down at a computer high fiving.

Maximize your IRA contributions

Contribution limits for traditional and Roth IRAs remain the same for 2025. And if you need to catch up on your 2024 contributions, you still have until April 15 to do so.

Resolve to save

Resolve to save with Cultivate and Vault

Looking to set aside more this year? Our Cultivate and youth Vault accounts are great ways to maximize savings. Both accounts earn our highest possible rate and offer fun incentives to stick to your savings plan.

Photo of a classroom makeover winner.

Meet the Classroom Makeover Winners

With nearly $42,000 recently awarded to three Oregon educators, SELCO is helping local schools transform their classrooms and, in turn, inspire students.

Security alert options for SELCO community credit union app.

Put a lock on your SELCO accounts

From transaction and card alerts to fingerprint/face ID and push notifications, SELCO has many tools in place to help secure your accounts. Add extra layers of security today to help prevent fraud.

Financial tips and tools

Woman laying on her bed looking at her credit card and laptop.

When to Use (And Not Use) a Credit Card

When used responsibly, a credit card can be a useful tool for helping reach your financial goals. Here are examples of ways to put a credit card to good use, as well as instances when using a different form of payment (or avoiding a purchase altogether) is the better option.