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Get the banking Duo that pays you back.

When you pair Link Digital Checking with Cultivate Savings you've got a powerful duo working for you with checking rewards, faster savings, and no monthly or overdraft fees.

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Up to $125,000 available for educators across Oregon

Through September 30, educators can apply for SELCO’s Classroom Makeovers and Creative Educator Grants. 

Certificates

as high as 3.85 % APY
See Certificate Rates and Terms

Car Loans

as low as 6.49 % New APR 7.24 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 12.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Get rewarded for saving with SELCO

The more you save with us, the more value we can return to you. With our Certificate Rewards, qualifying members automatically earn an extra 0.25% or 0.50% on all standard certificates.

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Get a free insurance quote

Ready to lower your home and auto insurance premiums? Start by requesting a rate quote, then let a SELCO Insurance Services agent find the best options for your needs.

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Buying your first home

In the market to become a homeowner? From educational articles and FAQs to a seasoned team of loan officers, we have tools and expertise to make your homebuying journey as smooth as possible.

Woman sitting around a bunch of flowers.

What to buy & skip in September

From Labor day on, September is a great month to find bargains on things like plants, nonessential back-to-school items, and airfare for the holidays.

Financial tips and tools

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Your Guide to Paying Taxes as a Gig Worker

Gig work is more popular than ever—for both supplementary and primary income. However, filing taxes as a gig worker can get a little complicated. We’ll guide you through the process.